Products & Services

iPaymentGateway (iPG)

For Merchants

All types of businesses are realizing that in order to become successful on the Internet, they must have access to a virtual gateway for transaction processing. Whether they're strictly an Internet business in need of a robust on-line payment solution, or they are a brick and mortar establishment taking their wares on the Net, iPG is the ideal web based solution.

With iPG you get:

  • Web-based, real-time credit card authorizations
  • Online ACH capabilities--no more need for paper checks!
  • Credit card and/or check swipe -- no need for manual entry
  • Batch processing for multiple transactions
  • Credit and partial credit capabilities
  • Access to real time account information
  • Various account activity reports
  • State-of-the-art fraud prevention
  • Unique descriptor on a transaction by transaction basis
  • Intricate chargeback controls
  • Compatible with multi currency standards
  • Negative database to minimize abuse
  • Secure environment through SSL encryption
  • Quick and easy integration into vImerchant (our complete on-line store manager)

We make it easy for you to do business on-line. For more information, please call us at 1-877-PAYtran or contact us at info@PAYtran.com.


For Acquiring Banks & ISO's

The Internet Payment Gateway is a completely web-based payment card front end system that gives your customers:

  • The ability to accept all major credit cards
  • Compatible with multi currency standards
  • Access to real time account information
  • On-line ACH capabilities (no more need for paper checks)
  • State-of-the-art fraud detection technology (neural network technology,
    AVS, CVV2/TAV/CVC2, and proprietary in-house risk modules)
  • Very competitive pricing
  • Unparalleled 24/7/365 service and support
  • Comprehensive risk management
  • Batch processing for multiple transactions
  • Customizable parameter-based risk modeling
  • Various account activity reports
  • Intricate chargeback controls
  • Negative database to minimize abuse
  • Secure environment through SSL encryption
  • Quick and easy integration into vImerchant
    (our complete on-line store manager)

Some additional benefits that the acquirers and ISO's will enjoy are:

  • Increased cash flow through multiple revenue streams
  • Enhanced customer service capabilities through instant access to all account information in real time
  • Unique proactive fraud controls
  • Merchant level parameter based risk management
  • Ability to limit large and/or numerous credit returns
  • Opportunity to private label iPG

PAYtran is an extremely flexible and dynamic organization that works with banks and ISO's to meet their individual needs based on their unique circumstances. We understand that one size does not fit all, and we are more than willing to implement custom features and solutions to help you. Based on our business philosophy, we must first help you to succeed, in order to succeed ourselves.


How It Works

Internet Payment Gateway (iPG) utilizes the World Wide Web to access, process and transmit payment card transaction related data.

Bypassing the traditional access networks provides added efficiency and enhanced data availability.

iPG "talks to" various credit card authorization networks to verify, validate, authorize and submit transaction related data throughout the world. iPG is able to verify:

  • Card validity
  • Funds availability
  • Cardholder address information
  • Card verification value (CVV) 2 and card validation code (CVC) 2 data
  • Credit and partial credit capabilities

Additional proprietary features developed to assist merchants conducting business on the Internet include:

  • Transaction risk modeling
  • Velocity controls (controlled transaction limitations)
  • Real time on-line transaction related data and reporting
  • Historical transaction data and reporting
  • Merchants approved transactions are automatically submitted in daily batches by iPG to the settlement processor of choice for settlement into their accounts.


More Information

For more information, please call 1-877-PAYtran or contact us at info@PAYtran.com.

 

 


 

"Implementing the iPaymentGateway program was simple and gave us a whole new form of excepting payment”
 -- Satisfied Customer
 


iPG Processing Services
 

- Credit Card
- Check Processing (ACH)
- eCoupons / Gift Cards
- Internet authorization, payment, settlement
- Internet real-time reports and alerts
- Technical Help Desk